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Wheaton
College Health Insurance Requirements
Wheaton College believes it is essential for all students to be protected against high costs for accidents, illnesses or ongoing health needs. The College offers a Student Health Plan that will provide worldwide protection to help cover the costs of treatment for an injury or sickness including intercollegiate athletic injuries. Please refer to the enclosed Insurance Benefit Summary for an outline of the plan.
All special students taking nine or more credit hours and degree-seeking students are automatically enrolled and billed for the Wheaton College Student Health Plan unless they certify that they have comparable coverage by completing the online waiver form . Instructions for submitting the waiver are available at www.wheaton.edu/healthsvcs . The deadline for waiver submission is September 12, 2008. A $50.00 late waiver fee will be charged to your student account for a waiver submitted September 13, 2008 through September 26, 2008. Subtracting the fee from the total bill cannot be a substitute for completing the waiver. Failure to complete the waiver by the final deadline will result in the mandatory purchase of the College's health plan without the possibility of later waiver, refund, or cancellation. It is essential for each student to have his/her own insurance card including the prescription card if it is separate from the medical insurance card.
Please check with your insurance company before making a determination to waive coverage. Out-of-state HMO's and similar plans are not considered adequate insurance because their benefits are very restrictive outside the home area. They usually require a referral and/or authorization from the home primary care physician for anything other than an emergency, and often the emergency must be life-threatening for benefits to apply. Additional information regarding HMO's and the Wheaton College student health insurance requirements can be accessed on the website at www.wheaton.edu/healthsvcs .
Our 2008-2009 student health insurance plan is underwritten by Security Mutual Life Insurance Company. Coverage for the fall term will be effective August 1, 2008 and will automatically renew on February 1, 2009 if you continue as a student registered for credit hours second semester. The following six months premiums will be billed to your student account each semester:
Students (age 21 and under) ------------------$619.50
Students (age 22 and Over) -------------------$749.50
Spouse --------------------------------------------$2,071.00
Child(ren) -----------------------------------------$1,065.00
(Premium includes a $2.50 administrative fee per student.)
(Optional Discount Card is also available. See www.universityhealthplans.com) )
New students beginning classes second semester will be billed a seven months premium, and coverage will be effective January 1, 2009.
All international students are required to purchase the Wheaton College Student Health Plan because foreign insurance (including Canadian coverage) will not be accepted. Students seeking to enroll dependents should contact the Student Health Services Office Manager at 630-752-5573 for enrollment information. Please note all students with dependents must be enrolled in the plan to include their spouse and/or children.
STUDENT HEALTH SERVICES ARE AVAILABLE TO ALL STUDENTS AND THEIR SPOUSES REGARDLESS OF INSURANCE PLAN COVERAGE. Please refer to www.wheaton.edu/healthsvcs for full details of the Student Health Center services and hours.
If you have additional health insurance questions, please contact Karen Mulder at 630-752-5573 or Karen.K.Mulder@wheaton.edu .
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a PDF file to print out a hard copy of this information.
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